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auto;font-size:13px;height:38px}.lf-textarea{min-height:120px;font-size:13px}.lf-step-footer,.lf-step-footer--final{margin-top:18px;display:flex;justify-content:center;gap:10px}.step-btn{font-size:13px;padding:9px 18px;border-radius:6px;min-width:120px;width:auto}.step-back{order:1}.step-next{order:2}.lf-actions .btn-lg{width:auto;max-width:220px;padding:10px 24px;font-size:14px;border-radius:999px}.lf-actions .social-proof{margin-top:12px}}@media (max-width:640px){.lead-footer-divider{display:none!important}}@media (max-width:640px){.accrivo-footer{position:relative;overflow:hidden;padding-top:40px;padding-bottom:40px}.footer-inner{display:flex;flex-direction:column;align-items:center;text-align:center;padding:40px 20px 24px;gap:32px}.foot-left{text-align:center}.foot-title{font-size:24px;margin-bottom:6px}.foot-title-underline{display:block;width:60px;height:2px;margin:4px auto 16px}.foot-list{margin:0 0 12px;padding:0;list-style:none}.foot-list li{display:flex;align-items:center;justify-content:center;gap:6px;font-size:14px;margin:8px 0}.foot-list .ico-img{width:14px;height:14px;flex:0 0 14px}.foot-social{display:flex;justify-content:center;gap:10px;margin:16px 0 18px}.s-badge{width:38px;height:38px}.foot-trust{margin:8px 0 12px;font-size:18px;line-height:1.3}.foot-trust .trust-top{font-size:14px;margin-bottom:2px}.foot-trust .trust-big{font-size:18px;font-weight:700}.foot-trust .trust-sub{font-size:14px}.foot-right{max-width:260px;width:100%;margin:0 auto;display:flex;flex-direction:column;gap:12px;z-index:1}.quick-card{padding:18px 14px 14px;border-radius:18px;margin-top:110px}.qc-title{font-size:20px;margin-bottom:8px}.qc-links{display:flex;flex-direction:column;gap:6px}.qc-links a{font-size:14px;padding:4px 0}.outline-btn{padding:10px 14px;font-size:14px;border-radius:10px}.foot-watermark{font-size:72px;line-height:1;opacity:.08;position:absolute;top:62%;left:50%;transform:translate(-50%,-50%);z-index:0;pointer-events:none;user-select:none;white-space:nowrap}.foot-copy{display:none}.accrivo-footer::after{content:"© 2025 FinTruction. All rights reserved\A www.fintruction.com";white-space:pre-line;display:block;text-align:center;font-size:12px;line-height:1.6;letter-spacing:1px;margin-top:8px;color:#fff}}@media (max-width:640px){.foot-watermark{position:absolute;font-size:67px;line-height:1;color:#006a61;font-weight:800;opacity:.28;z-index:0;pointer-events:none;user-select:none;white-space:nowrap;margin-top:-100px!important;margin-left:-52px!important}}@media (max-width:640px){.divider-band{background:#009282;padding:16px 0}.divider-inner{max-width:100%;padding:0 16px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center}.divider-text{display:block!important;font-size:13px!important;line-height:1.3;font-weight:600;color:#fff!important;letter-spacing:.08em;text-transform:uppercase;margin-top:10px}.divider-logos{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:0 10px;width:100%}.divider-logos img{max-width:70px;height:auto}.divider-logos .logo-small{max-width:60px}}.fx-reveal{opacity:0;transform:translate3d(0,24px,0) scale(.98);filter:blur(4px);transition:opacity .7s cubic-bezier(.22, .61, .36, 1),transform .7s cubic-bezier(.22, .61, .36, 1),filter .7s ease,box-shadow .4s ease;will-change:opacity,transform,filter}.fx-reveal.fx-left{transform:translate3d(-32px,0,0)}.fx-reveal.fx-right{transform:translate3d(32px,0,0)}.fx-reveal.fx-pop{transform:translate3d(0,16px,0) scale(.94)}.fx-reveal.fx-inview{opacity:1;transform:translate3d(0,0,0) scale(1);filter:blur(0)}.fx-reveal{transition-delay:var(--fx-delay, 0s)}@media (hover:hover) and (pointer:fine){.hiw-card,.service-item,.thing-card,.why-card,.wwd-card{transition:transform .35s cubic-bezier(.22, .61, .36, 1),box-shadow .35s cubic-bezier(.22, .61, .36, 1)}.hiw-card:hover,.service-item:hover,.thing-card:hover,.why-card:hover,.wwd-card:hover{transform:translate3d(0,-8px,0);box-shadow:0 22px 40px rgba(11,27,42,.18)}}.wwd-grid .wwd-card:first-child{--fx-delay:0s}.wwd-grid .wwd-card:nth-child(2){--fx-delay:0.06s}.wwd-grid .wwd-card:nth-child(3){--fx-delay:0.12s}.wwd-grid .wwd-card:nth-child(4){--fx-delay:0.18s}.wwd-grid .wwd-card:nth-child(5){--fx-delay:0.24s}.wwd-grid .wwd-card:nth-child(6){--fx-delay:0.3s}.wwd-grid .wwd-card:nth-child(7){--fx-delay:0.36s}.wwd-grid .wwd-card:nth-child(8){--fx-delay:0.42s}.wwd-grid .wwd-card:nth-child(9){--fx-delay:0.48s}.why-grid .why-card:first-child{--fx-delay:0s}.why-grid .why-card:nth-child(2){--fx-delay:0.06s}.why-grid .why-card:nth-child(3){--fx-delay:0.12s}.why-grid .why-card:nth-child(4){--fx-delay:0.18s}.why-grid .why-card:nth-child(5){--fx-delay:0.24s}.why-grid .why-card:nth-child(6){--fx-delay:0.3s}.things-list .thing-card:first-child{--fx-delay:0s}.things-list .thing-card:nth-child(2){--fx-delay:0.06s}.things-list .thing-card:nth-child(3){--fx-delay:0.12s}.things-list .thing-card:nth-child(4){--fx-delay:0.18s}.things-list .thing-card:nth-child(5){--fx-delay:0.24s}.things-list .thing-card:nth-child(6){--fx-delay:0.3s}.things-list .thing-card:nth-child(7){--fx-delay:0.36s}.things-list .thing-card:nth-child(8){--fx-delay:0.42s}.hiw-wrap .hiw-card:nth-child(2){--fx-delay:0s}.hiw-wrap .hiw-card:nth-child(3){--fx-delay:0.08s}.hiw-wrap .hiw-card:nth-child(4){--fx-delay:0.16s}.hiw-wrap .hiw-card:nth-child(5){--fx-delay:0.24s}.hiw-wrap .hiw-card:nth-child(6){--fx-delay:0.32s}.service-list .service-item:first-child{--fx-delay:0s}.service-list .service-item:nth-child(2){--fx-delay:0.06s}.service-list .service-item:nth-child(3){--fx-delay:0.12s}.service-list .service-item:nth-child(4){--fx-delay:0.18s}.service-list .service-item:nth-child(5){--fx-delay:0.24s}.service-list .service-item:nth-child(6){--fx-delay:0.3s}.lead-form-qualifier{font-size:16px;line-height:1.5;opacity:.85;color:#000}@media (max-width:768px){.lead-form-qualifier{font-size:13px}.testi-modal{position:fixed;inset:0;z-index:9999;display:none;justify-content:center;align-items:center;top:30%!important}}.qual-green{color:#009282;font-weight:700}@media (max-width:576px){.results{font-size:12px!important}}@media (max-width:576px){.video-section .video-cta .btn.btn-primary.btn-lg{padding:16px 16px;color:#fff;background-color:#009282}}@media (max-width:576px){.wwd-section .wwd-cta .btn.btn-primary.btn-lg{padding:16px 16px;color:#fff;background-color:#009282;border-radius:10px}}@media (max-width:576px){.faq-section .vs-cta .btn.btn-primary.btn-lg,.hiw-section .hiw-cta .btn.btn-primary.btn-lg,.nep-section .swos-cta .btn.btn-primary.btn-lg,.services-section .btn.btn-primary.btn-lg,.swos-section .swos-cta .btn.btn-primary.btn-lg,.vs-section .vs-cta .btn.btn-primary.btn-lg,.why-section .why-cta .btn.btn-primary.btn-lg{padding:16px 16px;color:#fff;background-color:#009282;border-radius:10px}}@media (max-width:767.98px){.social-proof{display:flex!important;flex-direction:row!important;align-items:center!important;justify-content:flex-start!important;flex-wrap:nowrap!important;gap:12px!important;width:fit-content;max-width:100%;margin:14px auto 0!important;text-align:left!important}.social-proof .avatars{display:flex!important;align-items:center!important;justify-content:flex-start!important;flex:0 0 auto!important}.social-proof .avatars img{width:28px!important;height:28px!important;border-radius:999px!important;object-fit:cover!important;border:2px solid #fff!important;margin-left:-8px!important}.social-proof .avatars img:first-child{margin-left:0!important}.social-proof .sp-divider{display:block!important;width:1px!important;height:34px!important;background:rgba(0,0,0,.14)!important;flex:0 0 1px!important}.social-proof .rating{display:flex!important;flex-direction:column!important;align-items:flex-start!important;justify-content:center!important;gap:4px!important;flex:0 1 auto!important;min-width:0!important}.social-proof .stars{display:flex!important;align-items:center!important;gap:4px!important;line-height:1!important}.social-proof .star{width:16px!important;height:16px!important}.social-proof .proof-copy{font-size:8px!important;line-height:1.15!important;white-space:nowrap!important}}.checklist-cta-section{padding:80px 0;background:linear-gradient(180deg,#f0fdfd 0,#fff 100%)}.checklist-cta-card{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;background:rgba(255,255,255,.7);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border:1px solid rgba(0,146,130,.1);border-radius:24px;padding:56px;box-shadow:0 4px 6px rgba(0,0,0,.02),0 24px 60px rgba(0,80,72,.08)}.checklist-cta-badge{display:inline-block;padding:5px 14px;background:rgba(0,146,130,.1);color:#009282;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:1px;border-radius:20px;margin-bottom:16px}.checklist-cta-title{font-size:36px;font-weight:700;color:#0b2d39;line-height:1.2;margin-bottom:16px;font-family:Outfit,sans-serif}.checklist-cta-title .teal{color:#009282}.checklist-cta-desc{font-size:16px;color:#4a6163;line-height:1.7;margin-bottom:28px;max-width:480px}.checklist-cta-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;background:#009282;color:#fff;font-size:15px;font-weight:600;border-radius:12px;text-decoration:none;transition:all .2s ease;box-shadow:0 4px 14px rgba(0,146,130,.3)}.checklist-cta-btn:hover{background:#007d6f;transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,146,130,.35)}.checklist-cta-btn svg{transition:transform .2s ease}.checklist-cta-btn:hover svg{transform:translateX(3px)}.checklist-preview{background:#0b2d39;border-radius:16px;padding:0;overflow:hidden;box-shadow:0 20px 50px rgba(11,45,57,.3)}.checklist-preview-header{display:flex;gap:6px;padding:14px 20px;background:rgba(0,0,0,.2)}.checklist-dot{width:10px;height:10px;border-radius:50%}.checklist-dot.green{background:#34d399}.checklist-dot.yellow{background:#fbbf24}.checklist-dot.red{background:#f87171}.checklist-preview-items{padding:16px 20px;display:flex;flex-direction:column;gap:8px}.checklist-item{display:flex;align-items:center;gap:10px;font-size:14px;font-family:Outfit,monospace;padding:8px 12px;border-radius:8px}.checklist-item.done{color:#86efac;background:rgba(52,211,153,.08)}.checklist-item.miss{color:#fca5a5;background:rgba(248,113,113,.08)}.checklist-item.pending{color:#94a3b8;background:rgba(148,163,184,.06)}.checklist-item .check{color:#34d399;font-weight:700}.checklist-item .cross{color:#f87171;font-weight:700}.checklist-item .dash{color:#64748b;font-weight:700}.checklist-preview-score{display:flex;align-items:center;justify-content:space-between;padding:16px 20px;border-top:1px solid rgba(255,255,255,.08)}.score-label{font-size:13px;font-weight:500;color:#94a3b8;text-transform:uppercase;letter-spacing:1px}.score-value{font-size:28px;font-weight:800;color:#fbbf24;font-family:Outfit,sans-serif}.score-value small{font-size:16px;font-weight:500;color:#64748b}@media (max-width:900px){.checklist-cta-card{grid-template-columns:1fr;padding:40px 32px;gap:32px}.checklist-cta-title{font-size:30px}}@media (max-width:640px){.checklist-cta-section{padding:48px 0}.checklist-cta-card{padding:28px 20px;border-radius:18px}.checklist-cta-title{font-size:24px}.checklist-cta-desc{font-size:14px}.checklist-cta-btn{width:100%;justify-content:center}}.custom-dropdown{position:relative}@media (min-width:901px){.custom-dropdown{position:relative}.dropdown-menu-custom{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%);min-width:220px;background:rgba(255,255,255,.82);backdrop-filter:blur(20px) saturate(180%);-webkit-backdrop-filter:blur(20px) saturate(180%);border-radius:14px;padding:8px;box-shadow:0 4px 6px -1px rgba(0,0,0,.05),0 20px 50px -12px rgba(0,40,36,.12);border:1px solid rgba(255,255,255,.6);display:none;z-index:99999;animation:dropdownFadeIn .18s ease}@keyframes dropdownFadeIn{from{opacity:0;transform:translateX(-50%) translateY(-6px)}to{opacity:1;transform:translateX(-50%) translateY(0)}}.custom-dropdown.active .dropdown-menu-custom{display:block}.dropdown-menu-custom li{list-style:none!important;margin:0}.dropdown-menu-custom a{display:block;padding:10px 14px;border-radius:10px;font-size:14px;font-weight:450;color:#1a3a3a;text-decoration:none;text-align:left;transition:all .15s ease}.dropdown-menu-custom a:hover{background:rgba(0,146,130,.08);color:var(--brand-teal);padding-left:18px}.dropdown-menu-custom::before{content:'';position:absolute;top:-6px;left:50%;transform:translateX(-50%) rotate(45deg);width:12px;height:12px;background:rgba(255,255,255,.85);border-top:1px solid rgba(255,255,255,.6);border-left:1px solid rgba(255,255,255,.6);border-radius:2px 0 0 0}}@media (max-width:900px){.custom-dropdown{border-bottom:1px solid #f0f4f4}.dropdown-menu-custom{position:static!important;box-shadow:none!important;background:0 0!important;padding:0 0 8px 0!important;margin-top:0;display:none}.custom-dropdown.active .dropdown-menu-custom{display:flex;flex-direction:column;gap:0}.dropdown-menu-custom li{list-style:none!important;margin:0!important}.dropdown-menu-custom a{display:block;padding:9px 0 9px 16px;font-size:15px;font-weight:400;color:#4a6163;text-decoration:none;border-left:2px solid #e0eded;transition:all .15s ease;text-align:left}.dropdown-menu-custom a:hover{color:var(--brand-teal);border-left-color:var(--brand-teal)}}

.testi-divider{border:0;border-top:1px solid rgba(0,42,58,.08);margin:14px 0 12px;margin-top:auto}
.testi-card .testi-brand{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-top:0}
.testi-brand-text{flex:1 1 auto;min-width:0}
.testi-brand-text .testi-name{font-weight:800;font-size:14px;color:#002a3a;line-height:1.2}
.testi-brand-text .testi-role{font-size:12px;color:#4b6879;line-height:1.3;margin-top:2px}
.testi-brand-logo{flex:0 0 auto;max-height:38px;max-width:130px;width:auto;height:auto;object-fit:contain;opacity:.95}
@media (max-width:640px){.testi-brand-logo{max-height:34px;max-width:110px}}

/* Social-proof bar with brand logos — big circular tiles, hover tooltip */
.avatars.avatars--brands{display:inline-flex;align-items:center;background:transparent}
.avatars.avatars--brands .brand-cell{position:relative;display:inline-flex;align-items:center;justify-content:center;width:64px;height:64px;border-radius:50%;background:#fff;border:2px solid rgba(70,130,190,.7);box-shadow:0 4px 14px rgba(0,41,58,.12);padding:8px;box-sizing:border-box;transition:transform .2s ease,box-shadow .2s ease,z-index 0s;cursor:default}
.avatars.avatars--brands .brand-cell:not(:first-child){margin-left:-18px}
.avatars.avatars--brands .brand-cell:nth-child(1){z-index:5}
.avatars.avatars--brands .brand-cell:nth-child(2){z-index:4}
.avatars.avatars--brands .brand-cell:nth-child(3){z-index:3}
.avatars.avatars--brands .brand-cell:nth-child(4){z-index:2}
.avatars.avatars--brands .brand-cell:nth-child(5){z-index:1}
.avatars.avatars--brands .brand-cell:hover{transform:translateY(-3px) scale(1.08);z-index:10;box-shadow:0 12px 24px rgba(0,41,58,.22)}
.avatars.avatars--brands .brand-cell img{width:100%;height:100%;object-fit:contain;background:transparent;border:none;padding:0;box-shadow:none;border-radius:50%;margin:0;max-width:none;display:block}
/* B&B emblem — keep a clear inset so it doesn't touch the border */
.avatars.avatars--brands .brand-cell[data-tip*="B&"]{padding:8px}
/* Hover tooltip — branded dark pill above the tile */
.avatars.avatars--brands .brand-cell::after,
.avatars.avatars--brands .brand-cell::before{position:absolute;left:50%;opacity:0;pointer-events:none;transition:opacity .16s ease,transform .16s ease;z-index:100}
.avatars.avatars--brands .brand-cell::after{content:attr(data-tip);bottom:calc(100% + 12px);transform:translateX(-50%) translateY(4px);background:#00293a;color:#fff;padding:8px 12px;border-radius:6px;font-size:12.5px;font-weight:600;line-height:1;white-space:nowrap;letter-spacing:.01em;box-shadow:0 6px 18px rgba(0,0,0,.22)}
.avatars.avatars--brands .brand-cell::before{content:"";bottom:calc(100% + 6px);transform:translateX(-50%) translateY(4px);border:6px solid transparent;border-top-color:#00293a}
.avatars.avatars--brands .brand-cell:hover::after,
.avatars.avatars--brands .brand-cell:hover::before,
.avatars.avatars--brands .brand-cell:focus-within::after,
.avatars.avatars--brands .brand-cell:focus-within::before{opacity:1;transform:translateX(-50%) translateY(0)}
@media (max-width:640px){
  .avatars.avatars--brands .brand-cell{width:52px;height:52px;padding:6px}
  .avatars.avatars--brands .brand-cell:not(:first-child){margin-left:-14px}
  .avatars.avatars--brands .brand-cell::after{font-size:11.5px;padding:6px 10px}
}

/* ============================================================
   Footer Newsletter Bar — horizontal, spans full footer width
   Sits above the 2-col Contact / Quick Links layout
   ============================================================ */
.foot-newsletter{position:relative;grid-column:1 / -1;width:100%;background:#000;border:2px solid #009282;border-radius:16px;padding:18px 24px;overflow:hidden;isolation:isolate;margin-bottom:36px;font-family:'Outfit','Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}
.foot-newsletter::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(600px 240px at 50% 0%,rgba(0,146,130,.22),transparent 65%),radial-gradient(420px 240px at 100% 100%,rgba(240,192,96,.12),transparent 70%);pointer-events:none}
.foot-news-stripe{position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#009282,#8fd9cd 55%,#f0c060);z-index:1}
.foot-news-row{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;position:relative;z-index:1}
.foot-news-pitch{display:flex;align-items:center;gap:14px;flex:0 1 auto;min-width:240px}
.foot-news-icon{flex-shrink:0;width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,#009282,#00756a);display:inline-flex;align-items:center;justify-content:center;color:#fff;box-shadow:0 8px 18px -8px rgba(0,146,130,.6)}
.foot-news-icon svg{width:22px;height:22px}
.foot-news-text{line-height:1.25;min-width:0}
.foot-news-eyebrow{display:block;font-family:'Outfit',sans-serif;font-size:18px;font-weight:800;letter-spacing:-.01em;color:#fff;margin-bottom:3px;line-height:1.2}
.foot-news-tag{font-family:'Outfit',sans-serif;font-size:14px;font-weight:500;color:rgba(230,255,249,.72);margin:0;line-height:1.4}
.foot-news-form{display:flex;gap:10px;flex:1 1 360px;min-width:280px;max-width:720px}
.foot-news-input{flex:1;min-width:0;padding:12px 16px;background:rgba(255,255,255,.06);border:1px solid rgba(143,217,205,.32);border-radius:10px;color:#fff;font-family:'Outfit',sans-serif;font-size:14.5px;outline:none;transition:border-color 200ms ease,background 200ms ease;box-sizing:border-box}
.foot-news-input::placeholder{color:rgba(230,255,249,.42)}
.foot-news-input:focus{border-color:#8fd9cd;background:rgba(255,255,255,.09)}
.foot-news-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 28px;background:linear-gradient(135deg,#a76e0e 0%,#d49b2c 18%,#f6dc7d 48%,#fce181 52%,#e3b54d 72%,#a07308 100%);border:1px solid rgba(255,230,150,.35);border-radius:10px;color:#2a1a00;font-family:'Outfit',sans-serif;font-weight:800;font-size:15.5px;cursor:pointer;letter-spacing:.3px;white-space:nowrap;text-shadow:0 1px 0 rgba(255,235,170,.45);box-shadow:inset 0 1px 0 rgba(255,240,180,.55),inset 0 -1px 0 rgba(110,70,0,.30),0 10px 22px -8px rgba(180,120,20,.60),0 2px 4px -2px rgba(110,70,0,.40);transition:transform 180ms ease,box-shadow 180ms ease,background 180ms ease,filter 180ms ease}
.foot-news-btn svg{width:15px;height:15px;transition:transform 180ms ease}
.foot-news-btn:hover{transform:translateY(-2px);background:linear-gradient(135deg,#b87700 0%,#e7af3c 18%,#fff0a5 48%,#fff5b8 52%,#f0c95c 72%,#b58208 100%);box-shadow:inset 0 1px 0 rgba(255,245,200,.70),inset 0 -1px 0 rgba(110,70,0,.30),0 14px 28px -8px rgba(180,120,20,.75),0 2px 4px -2px rgba(110,70,0,.40);filter:brightness(1.04)}
.foot-news-btn:hover svg{transform:translateX(3px)}
@media (max-width:980px){
  .foot-newsletter{padding:16px 20px;margin-bottom:28px}
  .foot-news-row{gap:16px}
}
@media (max-width:720px){
  .foot-newsletter{padding:18px 16px;border-radius:14px;margin-bottom:24px}
  .foot-news-row{flex-direction:column;align-items:stretch;gap:14px}
  .foot-news-pitch{flex:1 1 100%;min-width:0}
  .foot-news-eyebrow{font-size:16.5px}
  .foot-news-tag{font-size:13.5px}
  .foot-news-form{flex:1 1 100%;min-width:0;max-width:none}
  .foot-news-icon{width:40px;height:40px;border-radius:11px}
  .foot-news-icon svg{width:19px;height:19px}
  .foot-news-btn{font-size:15px;padding:12px 22px}
}